audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I've used it to model quite a few scenarios. I use it to model the % remaining portfolio method.
I had already retired when I found it, but I was already familiar with the basic portfolio survival studies, so I knew I was taking a conservative approach already.
Now I've just used it to model things like - historically, how much did the portfolio shrink using my current allocation compared to various withdrawal rates. This just lets me get an idea of how much variability in income one might expect, as well as the range of remaining portfolio values. It has helped me plan strategies for managing income variability.
I had already retired when I found it, but I was already familiar with the basic portfolio survival studies, so I knew I was taking a conservative approach already.
Now I've just used it to model things like - historically, how much did the portfolio shrink using my current allocation compared to various withdrawal rates. This just lets me get an idea of how much variability in income one might expect, as well as the range of remaining portfolio values. It has helped me plan strategies for managing income variability.
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