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Old 12-26-2014, 07:30 AM   #101
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Nords, thanks for the update.

Your dad's story really got me thinking about my Dad. I think he would have "passed" a lot of J.H.'s tests and I would have had a similar struggle if he had a policy.

Now, you have me thinking whether I should let me and DW's J.H. long term insurance policy lapse....

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Old 12-29-2014, 09:14 PM   #102
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Thank you Nords for sharing your experience.

My father was career Navy (subs) and thankfully passed in his sleep 7 years ago. We just lost my Mom in August following through on her medical directives. I was the caregiver and so thankful we did not face LTC or dementia type issues (although Dad was showing signs before he passed).

We are now facing similar issues with my in laws, but they refuse to acknowledge or discuss.

DH and I have debated LTC, but I'm skeptical for many of the experiences you referenced. We will make sure we have our affairs (legal, medical and financial) in order to prevent DD from unnecessary anguish.

I wish you all the best with your father.

Thanks again.

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