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#1 |
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Dryer sheet wannabe
![]() ![]() Join Date: Dec 2005
Posts: 12
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Health Insurance Costs
My question has to do with Health Insurance costs. I want to know what people are paying per month for premiums that have retired early. I don't mean a working spouse that has coverage, or state/government paid insurance that goes along with pensions etc.
I'm trying to get an idea if early retirement is even possible with these crazy costs, and how people do it. Thanks for any input. |
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#2 | |
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Recycles dryer sheets
![]() ![]() ![]() ![]() Join Date: Jun 2005
Posts: 432
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Quote:
Kramer |
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#3 |
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ... ![]() ![]() ![]() ![]() ![]() ![]() ![]() Join Date: Dec 2003
Location: Losing my whump
Posts: 22,527
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Basically $100-200/mo for very basic individual coverage with high deductibles, $400-500 for pretty full coverage with low to no deductibles, $800-900 for a small family, and 1200-1400 for a family on cobra/high risk type coverage (preexisting conditions). Shave a few bucks off if you're in your 20's or 30's, and add some bucks if you're in your 50's.
__________________
Many an optimist has become rich by buying out a pessimist |
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#4 |
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Thinks s/he gets paid by the post
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Posts: 1,870
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Sometimes it cannot be bought at any price. Do your homework.
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"Ain't got no money for no old-age pension; I'm so broke, I can't pay attention!" |
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#5 |
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Moderator
![]() ![]() ![]() ![]() ![]() ![]() ![]() Join Date: Feb 2004
Location: minnesota
Posts: 9,796
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Sam recently had a thread soliciting this same information: http://www.early-retirement.org/foru...-er-28313.html
I recommend reading this booklet that will tell you a lot about how private insurance works: http://www.healthinsuranceinfo.net/n..._Insurance.pdf
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. Do not rely on the information provided--my posts are not to be taken as legal advice. Needless to say you must consult with your legal representative. I am not responsible for errors. If I offended you with cya I apologize. If I did not, I tried. |
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