Health issues can really mess up retirement plans. Unfortunately my DM has encountered complications from diverticulitis surgery plus mental health issues that have landed her in an “acute” long term care facility post ICU. She has no desire or will to make progress to return home. Facility is designed to milk as many days out of her insurance as possible. So in effect, it enables her to act helpless. DF says after June 02 it costs him $700/day out of pocket in perpetuity. DF (age 77) says he never expected such a health issue to arise until well into their 80s. He’s in a quandary. Financially and emotionally. This facility will suck the money fast and change all financial projections he thought were golden.
I don’t even know the questions to ask to help at this point. I think DF would rather have DM home, then he can have a nurse come over to help with the stoma bag and daily hygiene. How can we inspire DM to do what she can (like get up and walk ) to leave the hospital? A home nurse won’t cost nearly as much as the facility she is in. Plus she’ll have a better quality of life at home. Lying in a hospital bed is a sure way to develop blood clots, bed sores, infections
I don’t even know the questions to ask to help at this point. I think DF would rather have DM home, then he can have a nurse come over to help with the stoma bag and daily hygiene. How can we inspire DM to do what she can (like get up and walk ) to leave the hospital? A home nurse won’t cost nearly as much as the facility she is in. Plus she’ll have a better quality of life at home. Lying in a hospital bed is a sure way to develop blood clots, bed sores, infections