Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Hmm... Retire Early, Die Early?
Old 04-23-2016, 04:15 PM   #1
Dryer sheet aficionado
 
Join Date: Nov 2009
Posts: 26
Hmm... Retire Early, Die Early?

Just one study but PSMag is a respected publication, so I'll share.

Quote:
Many workers have a simple attitude toward retirement: the sooner, the better. If you have the financial resources to assume a life of leisure, why not do so?

Newly published research provides a stark and compelling answer: You will likely hasten your own death.
https://psmag.com/retire-early-die-e...4f4#.txv6fruc6
__________________

__________________
jasg is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 04-23-2016, 04:22 PM   #2
Thinks s/he gets paid by the post
gauss's Avatar
 
Join Date: Aug 2011
Posts: 1,712
If they were able to control for how active(ie volunteering, engagement with people, having a purpose, accountability to others) people are after retirement, I wonder if they would still see an effect.

Although what I have described above may start to sound a lot like work, being able to control and limit the amount of responsibility that you take comfortably take on can be very liberating and refreshing - IMHO.

-gauss
__________________

__________________
gauss is offline   Reply With Quote
Old 04-23-2016, 04:23 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,978
So the bright side is we can all plan on the same duration years in retirement, one less variable/uncertainty. SWR works at any retirement age, might as well ER!
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is offline   Reply With Quote
Old 04-23-2016, 04:28 PM   #4
Moderator
Walt34's Avatar
 
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 16,571
That's okay, I'll just have to take my chances...
__________________
I heard the call to do nothing. So I answered it.
Walt34 is offline   Reply With Quote
Old 04-23-2016, 04:44 PM   #5
Recycles dryer sheets
Focus's Avatar
 
Join Date: Oct 2009
Posts: 473
I saw this too. There have been several articles like it in recent years. This is where this one lost me:

Quote:
The reasons for this “are generally not well understood,” the researchers concede. “One possible explanation is..."
In other words, "We have no idea, so we're going to start guessing"! So much for being scientific.
__________________
-
"Wealth consists not in having great possessions, but in having few wants."
--Epictetus
Focus is offline   Reply With Quote
Old 04-23-2016, 05:27 PM   #6
Thinks s/he gets paid by the post
 
Join Date: Apr 2005
Location: Midwest
Posts: 1,573
Quote:
I saw this too. There have been several articles like it in recent years. This is where this one lost me:

Quote:
The reasons for this “are generally not well understood,” the researchers concede. “One possible explanation is..."
In other words, "We have no idea, so we're going to start guessing"! So much for being scientific.
The underpinnings of all science. Start with a theory. Sell it. And always wipe the fingerprints off. "Latest studies show...." , "recent findings suggest....." "I'm a scientist damn it. You have to believe me!" All sound the ferking same to me.
__________________
razztazz is online now   Reply With Quote
Old 04-23-2016, 05:33 PM   #7
Thinks s/he gets paid by the post
 
Join Date: Sep 2012
Location: Seattle
Posts: 2,906
Plenty of studies have shown high stress leads to stroke and other problems.

Not sitting in traffic or worrying about a TPS report seems as if it would lower stress levels.

I call BS on the studies that retirement leads to shorter life.
__________________
Fermion is offline   Reply With Quote
Old 04-23-2016, 05:53 PM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
easysurfer's Avatar
 
Join Date: Jun 2008
Posts: 7,896
At least I'd die happy .
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
easysurfer is offline   Reply With Quote
Old 04-23-2016, 07:47 PM   #9
Thinks s/he gets paid by the post
 
Join Date: Feb 2014
Posts: 1,050
A lot of people retire early due to health issues. Also many are laid off prior to being ready to retire and can't find another job so they retire. These are examples of high stress early retirements.

The number of ER who have planned for it and are ready are probably few and far between.
__________________
jim584672 is offline   Reply With Quote
Old 04-23-2016, 07:50 PM   #10
Moderator
ziggy29's Avatar
 
Join Date: Oct 2005
Location: Texas
Posts: 15,613
We've discussed this one a lot here. General consensus is that this fails to account for people who retire early *because* of poor health, and that some people retire and let their minds and bodies rot. If you retire in good physical and financial health and keep your body active and mind sharp, I'll bet there would be a MUCH different result, perhaps even better than the "control group" because of reduced stress that would otherwise come from a crappy job and an overflowing BS bucket.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)

RIP to Reemy, my avatar dog (2003 - 9/16/2017)
ziggy29 is offline   Reply With Quote
Old 04-23-2016, 07:57 PM   #11
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2013
Posts: 5,327
Quote:
Originally Posted by jim584672 View Post
A lot of people retire early due to health issues. Also many are laid off prior to being ready to retire and can't find another job so they retire. These are examples of high stress early retirements.

The number of ER who have planned for it and are ready are probably few and far between.
+1. Sit inside all day, commute in traffic and eat fast food or have time to cook from scratch, garden, drink mint juleps on the patio and go for walks twice a day. (I actually don't even know what a mint julep is - it just sounded classier and healthier than drinking beer from Costco.)
__________________
Even clouds seem bright and breezy, 'Cause the livin' is free and easy, See the rat race in a new way, Like you're wakin' up to a new day (Dr. Tarr and Professor Fether lyrics, Alan Parsons Project, based on an EA Poe story)
daylatedollarshort is offline   Reply With Quote
Old 04-23-2016, 08:07 PM   #12
Full time employment: Posting here.
 
Join Date: Jan 2005
Location: northern Michigan
Posts: 732
Quote:
Originally Posted by ziggy29 View Post
We've discussed this one a lot here. General consensus is that this fails to account for people who retire early *because* of poor health, and that some people retire and let their minds and bodies rot. If you retire in good physical and financial health and keep your body active and mind sharp, I'll bet there would be a MUCH different result, perhaps even better than the "control group" because of reduced stress that would otherwise come from a crappy job and an overflowing BS bucket.
+1. Not everyone that retires has the same mindset. Some (like me and many others on this forum) longed for the day when we would have our freedom, and I'd venture to say that most of us have done just fine in retirement. I have so many things to do in retirement (almost all of which I enjoy) that I cannot imagine ever going back to the daily work grind (that is what would probably kill me). I also make my health a priority, so I know I eat healthier meals now than before I retired, and I exercise more also. On the other hand, some folks retire with no idea what they will do with the rest of their lives, and/or they had their whole identities wrapped up in their work life, and/or they neglect their health after retiring- and those are the folks that do not do well after retiring.

So, I take studies like this with a huge grain of salt..........they certainly don't apply to my situation, and to many other retirees I know.
__________________
RAE is offline   Reply With Quote
Old 04-23-2016, 08:07 PM   #13
Thinks s/he gets paid by the post
 
Join Date: Dec 2014
Location: Florence, AL/Helen, GA
Posts: 2,093
I'm getting on with life while there's time. We all just have so many days on this earth, and there's no reason to wait until we're too old to grab all the gusto.

We're about to leave for London and Rome--within the hour.
__________________
Bamaman is offline   Reply With Quote
Old 04-23-2016, 08:17 PM   #14
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2013
Posts: 5,327
Quote:
Originally Posted by Bamaman View Post
I'm getting on with life while there's time. We all just have so many days on this earth, and there's no reason to wait until we're too old to grab all the gusto.

We're about to leave for London and Rome--within the hour.
Have fun and report back!
__________________
Even clouds seem bright and breezy, 'Cause the livin' is free and easy, See the rat race in a new way, Like you're wakin' up to a new day (Dr. Tarr and Professor Fether lyrics, Alan Parsons Project, based on an EA Poe story)
daylatedollarshort is offline   Reply With Quote
Old 04-23-2016, 08:26 PM   #15
Full time employment: Posting here.
 
Join Date: Jun 2013
Posts: 621
It says "They were periodically surveyed from 1992 (when all were still working) to 2010 (when all were fully retired)."

If all were still working in 1992, most would still be relatively young (and still alive) in 2010, so how much death data could they have had to reach the conclusions?
__________________
Which Roger is offline   Reply With Quote
Old 04-23-2016, 08:39 PM   #16
Thinks s/he gets paid by the post
robnplunder's Avatar
 
Join Date: Nov 2013
Location: Bay Area
Posts: 2,124
I have retired from my early retirement after reading the article ... not!
__________________
Pura Vida
robnplunder is offline   Reply With Quote
Old 04-23-2016, 08:49 PM   #17
Thinks s/he gets paid by the post
JoeWras's Avatar
 
Join Date: Sep 2012
Posts: 2,531
Quote:
Originally Posted by Focus View Post
I saw this too. There have been several articles like it in recent years. .
Yes, and the fact that we keep seeing these make me really leery of anything I read lately.

I'm really wondering what people are feeding me in the media. What is their agenda?

There's always an agenda. Always.

Trust nobody.
__________________
JoeWras is offline   Reply With Quote
Old 04-23-2016, 09:05 PM   #18
Recycles dryer sheets
 
Join Date: Aug 2013
Posts: 402
There's another side to this.

I have a colleague who .continues to work after too much stress from the boss. He had a fight with the previous boss. Because of the stress, he developed irregular heartbeat and had angina. Now, he is 62 and can't retire because he fears his medical expenses will be too high. I know of 2 people in my industry who died at 50 and 53 due to work stress and heart.

Now, my uncle has a heart attack 30 years ago, and so he retired. Half of his body is paralyzed. And guess what, 30 years after his retirement - he still lives. Now, he wants to die and does not want to eat. His daughter, my cousin, is problematic on how to handle their Dad. The old coot just continues to live and he is 81 years old.

Most people identify their life to their work. Strip them of their work, and they feel like they are nothing. There's more to life than work, and you just need to adopt this mentality.
__________________
No to consumerism, Living a simple life, enjoying the experience - not the material stuff
cyber888 is offline   Reply With Quote
Old 04-23-2016, 09:10 PM   #19
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Feb 2013
Posts: 5,327
Quote:
Originally Posted by JoeWras View Post
Yes, and the fact that we keep seeing these make me really leery of anything I read lately.

I'm really wondering what people are feeding me in the media. What is their agenda?

There's always an agenda. Always.

Trust nobody.
There are lots of articles these days on why people should retire later or not at all. Some may be sincere, others I suspect can be traced back to the super wealthy not wanting to pay more taxes to keep SS in the black.
__________________
Even clouds seem bright and breezy, 'Cause the livin' is free and easy, See the rat race in a new way, Like you're wakin' up to a new day (Dr. Tarr and Professor Fether lyrics, Alan Parsons Project, based on an EA Poe story)
daylatedollarshort is offline   Reply With Quote
Old 04-23-2016, 09:46 PM   #20
Recycles dryer sheets
kneehigh's Avatar
 
Join Date: Aug 2014
Posts: 89
Quote:
Originally Posted by easysurfer View Post
At least I'd die happy .
Quote:
Originally Posted by RAE View Post
+1. Some (like me and many others on this forum) longed for the day when we would have our freedom, and I'd venture to say that most of us have done just fine in retirement. I have so many things to do in retirement (almost all of which I enjoy) that I cannot imagine ever going back to the daily work grind (that is what would probably kill me).
+100 One minute of happiness in retirement is one minute more satisfaction than I ever had as a worker bee. Any time added to the pleasure of retirement is better than a long life of slavery.

"Get busy living, or get busy dying."
Andy Dufresne/Tim Robbins in The Shawshank Redemption (1994)
__________________

__________________
kneehigh is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Retire early, die early? LakeTravis Health and Early Retirement 37 04-07-2014 11:47 AM
Hmm. Megacorp health plans: Changes ahead... ziggy29 Health and Early Retirement 0 10-02-2007 08:33 AM
Hmm, stock market or Money Market/CD? Moneycoming Stock Picking and Market Strategy 4 08-14-2007 07:41 PM
Hmm! Forced Early Retirement?!? Bimmerbill Young Dreamers 2 02-09-2006 03:26 PM

 

 
All times are GMT -6. The time now is 12:24 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.