Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
How long can you keep a ACA plan after moving?
Old 11-21-2014, 10:52 AM   #1
Thinks s/he gets paid by the post
 
Join Date: Sep 2012
Location: Seattle
Posts: 2,906
How long can you keep a ACA plan after moving?

If you sell your house and don't buy another house or rent, have you technically moved out of your service area for your healthcare plan?

I have been researching the Premera Blue Cross bronze plans on the WA health exchange and while they do not have a limit on out of network money you may owe, the in network seems to be pretty wide.

I am thinking when we ER and sell our house early next year I would grab this bronze plan in WA and then spend several months working our way down to Texas and establish residency there. During this period we would not have a home address so would the healthcare plan drop us? Are they required to give you 90 days notice or something?

Is it just a don't ask don't tell?
__________________

__________________
Fermion is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 11-24-2014, 04:05 PM   #2
gone traveling
 
Join Date: Oct 2007
Posts: 1,135
Good question. What about RVers. Or those who have homes in multiple states and spend time among them ?
__________________

__________________
papadad111 is offline   Reply With Quote
Old 11-24-2014, 04:11 PM   #3
Moderator
MichaelB's Avatar
 
Join Date: Jan 2008
Location: Rocky Inlets
Posts: 24,470
Some insurers sell policies with large national networks. Blue Cross calls this "BlueOptions" in some states, regardless of the name, the network is called "BlueCard", AETNA has a network called Aetna Signature Administrators. The policies are pricey but do have the broadest coverage.
__________________
MichaelB is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Can You Recommend an ACA Health Insurance Plan for Central New Jersey? nico08 Health and Early Retirement 10 07-16-2014 03:49 PM
What to keep in after-tax and what to keep in tax advantaged? LakeTravis FIRE and Money 5 10-23-2013 07:04 AM
"If you like your plan, you can keep it" dgoldenz FIRE Related Public Policy 9 07-17-2010 08:15 PM
No, You Can't Keep Your Health Plan MasterBlaster FIRE Related Public Policy 49 05-24-2010 02:22 PM

 

 
All times are GMT -6. The time now is 09:22 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.