I did a quick search and didnt find anything already discussing this. I've just now started an HSA at age 38. I was wondering if there are any estimates on what I can expect to spend on healthcare after retirement? I understand they would need to be averages and highly subjective based on general health and unknowable variables. But still the point is to plan ahead, so would a rule of thumb be to just max the HSA and assume it will be used at some point or another?
Assuming the general wisdom is simply max it, how does universal healthcare fit into that equation?
Clearly there is at least a chance the US will move to something resembling the Western European style socialized healthcare systems. If not now, then possibly down the road. 20 years from now if the US has a fully socialized system and I have 100k in my HSA ... ?
I'm probably over thinking it!
Assuming the general wisdom is simply max it, how does universal healthcare fit into that equation?
Clearly there is at least a chance the US will move to something resembling the Western European style socialized healthcare systems. If not now, then possibly down the road. 20 years from now if the US has a fully socialized system and I have 100k in my HSA ... ?
I'm probably over thinking it!