We RE in August and are going on DH megacorp COBRA in February. We will be dropping Dental and Vision (too expensive for value) and keeping a high deductible HSA account. I've looked into dental coverage via 1dental.com where you pay a monthly fee and then get prearranged fees on dental services (supposedly about 50% of typical fees). You must go to their dentists. Has anyone used such a plan? We are healthy and are up to date on all cleanings, cavities, crowns, etc. Thanks in advance for your thoughts!