Standard Staples
Recycles dryer sheets
- Joined
- Sep 3, 2014
- Messages
- 104
I'm considering reallocation within my 401k to minimize expense fees, but there's only one option with what I would consider a low expense ratio (0.15%). The 401k is housed within T. Rowe Price, and the low price fund is the Equity Index Trust A (XAT). There are options for International, Mid-Cap, Small-Cap, Target Retirement, etc., but they're all charging ~0.6% and up.
The question is, should I put it all in the Index or just accept that to diversify this account, I'll have to deal with some higher expenses? I do have other investments, and this currently represents about 25% of my investment portfolio. If I include home equity, it's closer to 15%.
Thoughts?
The question is, should I put it all in the Index or just accept that to diversify this account, I'll have to deal with some higher expenses? I do have other investments, and this currently represents about 25% of my investment portfolio. If I include home equity, it's closer to 15%.
Thoughts?