Hello Mulligan. I was reading some of your posts and it sounds like you live a great life on a budget. Could you share what your monthly expenses look like? I am looking to semi retire soon and will have a mortgage at be around 50k a year in salary with part time work.
How/where do you book your trips? St. Johns sounds great. I understand this might take lots of explaining, which you may not feel like doing. We have never planned a trip more complicated than a cruise, but i would so love to do this.
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