Last November, you responded to my question (http://www.early-retirement.org/foru...ion-74559.html) with the following response - "My plan is to target 250% FPL. So I am putting Roth conversions in low gear to manage PPACA subsidy. I figure that the subsidy is too good to be true, so won't last very long. After it ends, I'll start with the Roth conversions. Another idea would be to make every other year "big income" with conversions, but the next you minimize income and get the subsidy. There are a bunch of assumptions that are unknowable (including future tax rates and law changes) so there is no solid way to "optimize"."
<br>I wanted to ask if you are still of the same opinion, as I am considering doing a Roth conversion before the end of the year. We both seem to be in the same scenario with the ACA and Roth conversion. <br>
I type on this tablet, which fouls-up my spelling, and doesn't have spell check. Just positioning the cursor to fix a word takes so long that I will post incorrect spellings at times (if I,m not feeling energetic). Hopefully the ideas will be more important than perfection!
Engineer by degree, but being a software engineer paid the bills (and built the nest egg).
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