two4theroad
Recycles dryer sheets
I have a few years of after tax money in CD's still returning 5+% and a few more years in Vanguard Prime MMF and was happy with it's interest rate of 4.5 to 5% but now it has fallen to 2.6%. Is there any reason why I should not move it to the Total Bond fund with a return of 4.7%? We already have a lot of Total Bond Fund in our IRA. Is there something else besides Total Bond Fund that would return more or be tax advantaged and as safe as Prime MMF that we should move the money to? That may be asking for too much but you never know if you don't ask....The CD's will start maturing soon and their rates are in the pits too so I need to reinvest them as well.
Thanks,
2fer
Thanks,
2fer