insurance question

[ranchoparque]

I'm trying to find an answer to an insurance question. I pay premiums for a supplemental disability insurance policy. In a few years i will be eligible for retirement with about 65% of my current salary....but I will probably keep on working for another 10 years.
Does it make sense to cancel my disability policy in order to save on premiums when I am eligible to retire? This is a group policy and the premiums go up a little bit every few years.
I would assume that at some point I should be able to self insure but I am trying to figure out when that point is.

 

[REWahoo]

The answer to your question lies in the purpose of a disability policy - it provides income in the event you become disabled and can no longer work. When you become eligible for retirement and 65% of your salary, could you live reasonably comfortably on that amount if you became disabled and had to retire? If yes, then you don't need the disability coverage.