best online banks

[bobbee25]

Where is the best online bank this year.
ING has pretty dismal returns of late.

Just a place to park and move to the loacl bank when needed.

 

[LOL!]

I guess it depends on what criteria you use to call a bank best. For me, it is WellsFargo because my criteria is free everything including a few hundred free brokerage trades per year on ETFs and Vanguard mutual funds, free ATM transactions even in Asia, Europe, elsewhere, and free everything else. I am not concerned about interest rates because I am putting all my "savings" into Vanguard GNMA fund which is paying about 4% but is not FDIC-insured and surely the share NAV will fluctuate.

 

[Buckeye]

DollarSavingsDirect (Emigrant Bank) is where our savings account cash has landed. 2%

We have used EmigrantDirect, INGDirect, and HSBCDirect.

 

[Mysto]

Bank rates change and I change with them. Try this for current rates and reviews

Bank Deals - Best Rates and Deals

 

[tuixiu]

USAA, since for me a lot of what goes into "best" falls outside of who's got the best CD rates at this moment or that moment.