Credit limit raise

Huzzaa! A sign that the economy is recovering!

Seriously, this is only a (small, marginal) benefit to your credit. So long as it does not tempt you to spend more, let them raise the limit all they like. Get on with the business of life.
 
I've been getting my credit score there since reading about it here back when - no problems, no issues. Getting a PenFed refi and got my credit report - to check on some items I pulled my FREE credit report from one of the three agencies - it was actually higher than Credit karma suggested my score would be.

Everyone is entitled to a free report once/year from each of the three agencies. I suggest getting the report by mail after screwing up trying to read one online. The mail version was here within a few days. From the FTC: The Federal Trade Commission's Information on Free Annual Credit Reports
 
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