hakuna matata
Recycles dryer sheets
I was wondering this about people on this board (as opposed to some of the other boards I am a member of).
1. In general (I realize we all have our up/down days), are you a generally positive person, or a generally negative person?
2. Based on that how does that impact your thoughts about retirement and the future?
The reason I ask is that it seems negatively oriented people in general seem to be fairly pessimistic about not only their future, but the future of SS, the stock market, etc. And in my experience if you tend to be positive you tend to control what you can, and let the remainder take you where it will take you. I have some negative friends who I swear, could win the lottery and still find the negative in it! It is almost like they can't be happy. Whereas my positive friends even in their darkest days find something positive to focus on.
As for myself:
1. I am a very positive person. I wake up pretty happy and in general go about the day enjoying it. Unlike many here, I like my job and enjoy work, although I am looking forward to my retirement here in a couple of years. But I do in general feel very lucky and fortunate in my life. I have a beautiful wife and daughter, a nice home, etc.
2. I honestly feel my life is on track and so is my retirement. I max out what I can for my age group, I don't follow the market daily (I do check in on it but it doesn't control my life). I don't believe anyone can time the market, so I don't try, I feel I am in the market for the long term and approach it that way. I don't count on SS being there for my retirement, but I think it will be there (or some slight variation or percentage) so it will be a nice bonus for me. Regardless of how the market does, in general I feel fortunate compared to most people in my age/peer group and feel I am doing all that I can do, or all I am comfortable doing. So I do what I can, and let the chips fall where they are going to fall. Like my moniker states Hakuna Matata - no worries!
The reason I am curious is that I hear/read so much gloom/doom that it isn't shocking that people are fearful. But the reality is so much of that is out of ones control that in general I don't dwell on it. Perhaps naive but sane nonetheless! But if you are a generally negative person, how do you plan for your future? Hoard gold in the basement? Stockpile weapons? Or just lay awake all night worrying about things? Reminds me of that dog in this commercial YouTube - Travelers Insurance - Prized Possession (Dog Commercial)
Even in my darkest days, about 2 years ago when the market was way down, I had no work/clients for my architectural practice, and a broken hip, I still woke up each day with a 'let's get her done' attitude. So I was just curious as to where 'you' felt you were on the spectrum and how that impacts your life and your approach to life.
1. In general (I realize we all have our up/down days), are you a generally positive person, or a generally negative person?
2. Based on that how does that impact your thoughts about retirement and the future?
The reason I ask is that it seems negatively oriented people in general seem to be fairly pessimistic about not only their future, but the future of SS, the stock market, etc. And in my experience if you tend to be positive you tend to control what you can, and let the remainder take you where it will take you. I have some negative friends who I swear, could win the lottery and still find the negative in it! It is almost like they can't be happy. Whereas my positive friends even in their darkest days find something positive to focus on.
As for myself:
1. I am a very positive person. I wake up pretty happy and in general go about the day enjoying it. Unlike many here, I like my job and enjoy work, although I am looking forward to my retirement here in a couple of years. But I do in general feel very lucky and fortunate in my life. I have a beautiful wife and daughter, a nice home, etc.
2. I honestly feel my life is on track and so is my retirement. I max out what I can for my age group, I don't follow the market daily (I do check in on it but it doesn't control my life). I don't believe anyone can time the market, so I don't try, I feel I am in the market for the long term and approach it that way. I don't count on SS being there for my retirement, but I think it will be there (or some slight variation or percentage) so it will be a nice bonus for me. Regardless of how the market does, in general I feel fortunate compared to most people in my age/peer group and feel I am doing all that I can do, or all I am comfortable doing. So I do what I can, and let the chips fall where they are going to fall. Like my moniker states Hakuna Matata - no worries!
The reason I am curious is that I hear/read so much gloom/doom that it isn't shocking that people are fearful. But the reality is so much of that is out of ones control that in general I don't dwell on it. Perhaps naive but sane nonetheless! But if you are a generally negative person, how do you plan for your future? Hoard gold in the basement? Stockpile weapons? Or just lay awake all night worrying about things? Reminds me of that dog in this commercial YouTube - Travelers Insurance - Prized Possession (Dog Commercial)
Even in my darkest days, about 2 years ago when the market was way down, I had no work/clients for my architectural practice, and a broken hip, I still woke up each day with a 'let's get her done' attitude. So I was just curious as to where 'you' felt you were on the spectrum and how that impacts your life and your approach to life.