Very much. Healthcare insurance is a function of what is covered and where one can receive service. IOW, the network. Many policies are regional or state specific (especially small business and individual) everything outside the immediate area is out of network and subject to different coverage terms, separate additional deductibles, etc, excepting emergency care. One way for insurance companies to offer a low cost policy is with a small network, which effectively limits how much in-network medical care can be provided over the term.
One of the mandates of the PPACA is each state exchange must offer two policies with nation-wide coverage, meaning a national network, and one of the policies must be a not-for-profit carrier. Those policies are probably in the submissions and proposed rates we are seeing, likely the most expensive options, but no details have yet been released so we don't know.
As we approach the Oct initial enrollment date hopefully we can find an easy way to define the network size and compare them between policy options.