My wife's employer offers medical coverage but she has never enrolled because I always included her on my employer's plan. I am no longer working and we are currently on COBRA that will expire on Dec 31st. My wife is afraid that her boss will fire her is she enrolls on their medical plan on Jan 1st. Would her "option" to enroll under these circumstances prevent us from qualifying for Obamacare? Also, how is the government informed that she is eligible for employer medical coverage?