nvestysly
Full time employment: Posting here.
- Joined
- Feb 19, 2007
- Messages
- 599
I searched the health care threads and I don't see this issue discussed so I'm starting a new thread.
I'd like to ask a question/favor of anyone who has applied for and received confirmation of insurance premium via healthcare.gov (PPACA). I want to understand if there are significant differences in the estimated and final unsubsidized premiums obtained via healthcare.gov and compare those premiums to the premiums shown on ehealthinsurance.com. I wanted to do this myself but stopped short because healthcare.gov wants personal information from me and I have no intention at this point of applying through them because I already have insurance and I'm happy with the policy.
So, if you've obtained estimated premiums, finalized premiums and are willing to check out ehealthinsurance please continue....
Provide the following dollar amounts:
1) What was the unsubsidized premium you saw initially on healthcare.gov?
2) What is the finalized unsubsidized premium obtained via healthcare.gov. I guess this is provided via a letter/email from the insurance provider.
3) Here's the extra favor... use ehealthinsurance.com to obtain a price for the same policy that you applied for on healthcare.gov. To do this you'll need to enter your birthday and zip code as well as clicking on the choice to see only 2014 plans. By clicking on 2014 plans you'll be ensured of seeing only PPACA eligible plans.
Feel free to provide additional information if you choose. Such as state, male/female, how many in household, etc. Keep in mind this information is optional.
Thanks.
on edit:
If you don't find your insurance carrier or exact policy on ehealthinsurance please consider checking the premium directly on the insurance carrier web site. Some insurance providers will allow you to check the 2014 premiums directly on their web site without providing personal information other than zip code, age, smoking status.
My main question is how the healthcare.gov estimated premium compares to the actual premium.
I'd like to ask a question/favor of anyone who has applied for and received confirmation of insurance premium via healthcare.gov (PPACA). I want to understand if there are significant differences in the estimated and final unsubsidized premiums obtained via healthcare.gov and compare those premiums to the premiums shown on ehealthinsurance.com. I wanted to do this myself but stopped short because healthcare.gov wants personal information from me and I have no intention at this point of applying through them because I already have insurance and I'm happy with the policy.
So, if you've obtained estimated premiums, finalized premiums and are willing to check out ehealthinsurance please continue....
Provide the following dollar amounts:
1) What was the unsubsidized premium you saw initially on healthcare.gov?
2) What is the finalized unsubsidized premium obtained via healthcare.gov. I guess this is provided via a letter/email from the insurance provider.
3) Here's the extra favor... use ehealthinsurance.com to obtain a price for the same policy that you applied for on healthcare.gov. To do this you'll need to enter your birthday and zip code as well as clicking on the choice to see only 2014 plans. By clicking on 2014 plans you'll be ensured of seeing only PPACA eligible plans.
Feel free to provide additional information if you choose. Such as state, male/female, how many in household, etc. Keep in mind this information is optional.
Thanks.
on edit:
If you don't find your insurance carrier or exact policy on ehealthinsurance please consider checking the premium directly on the insurance carrier web site. Some insurance providers will allow you to check the 2014 premiums directly on their web site without providing personal information other than zip code, age, smoking status.
My main question is how the healthcare.gov estimated premium compares to the actual premium.
Last edited: