Debinnov a
Recycles dryer sheets
- Joined
- Nov 2, 2013
- Messages
- 238
I've seen alot of references to different softwares or products for projections and/or calculations and alot of it is confusing for this "non-numbers" person.
Can I get recommendations on some resources to:
1) calculate what taxes are likely to be in retirement (I know rates change yearly) I will be drawing from taxed and non taxed accounts. Is Turbo Tax good for something OTHER than actually doing my taxes (I have someone who does them for me)- Can I do different scenarios and can it help me to determine best route to take in any given circumstance or is it just plug #'s in and this is what you get back?
2) since we won't get get social security (at age 62) for another six and twelve years - best way/places to withdraw from taxable and tax deferred accounts - and/or conversions to Roth.
3) Good budget worksheet? Although very computer literate, I've never been an excel person - is there a spreadsheet that I can purchase to easily track expenses, etc.
I'm using Mint right now and although it has some nice features - it isn't accurate (still showing accounts that were closed and are 0 balance two months ago - even though it is updating regularly)
I want something where I can either plug in the numbers or easily download from online credit card statements, etc.
Thanks, everyone....
If the sale of business goes through, will be retiring in two months or so - if not, have to slog it out for another three years at least to get to our number. Hoping to be Class of 2014!
Deb
Can I get recommendations on some resources to:
1) calculate what taxes are likely to be in retirement (I know rates change yearly) I will be drawing from taxed and non taxed accounts. Is Turbo Tax good for something OTHER than actually doing my taxes (I have someone who does them for me)- Can I do different scenarios and can it help me to determine best route to take in any given circumstance or is it just plug #'s in and this is what you get back?
2) since we won't get get social security (at age 62) for another six and twelve years - best way/places to withdraw from taxable and tax deferred accounts - and/or conversions to Roth.
3) Good budget worksheet? Although very computer literate, I've never been an excel person - is there a spreadsheet that I can purchase to easily track expenses, etc.
I'm using Mint right now and although it has some nice features - it isn't accurate (still showing accounts that were closed and are 0 balance two months ago - even though it is updating regularly)
I want something where I can either plug in the numbers or easily download from online credit card statements, etc.
Thanks, everyone....
If the sale of business goes through, will be retiring in two months or so - if not, have to slog it out for another three years at least to get to our number. Hoping to be Class of 2014!
Deb