My ex-wife ended up running up some debt after we got divorced. Well, she ran up a lot more before the divorce, but that's a different story! Anyway, after the divorce, a credit card offer came in the mail to her. Her name is Rochel, but it came addressed to "Rachel". Still, she filled it out, sent it in, and got a phone call. When the company asked how she intended to pay on the card with no job, she said "Oh, my husband will take care of it!".
And bam! Approved for $5,000!
Credit card companies were awfully trusting back then. Naturally, she maxed it out and then defaulted. However, I never heard so much as a peep out of them, trying to get payment from me. And I'm really surprised that they took her word that her husband would take care of it, without trying to run my credit. And at the time, I was about $27,000 in debt, and going through Consumer Credit Counseling Service, so I'm sure my credit score was pretty bad at the time. As far as I know, she didn't put my information on the application and forge my signature...at least, this card never showed up on my credit report when I would periodically pull it.