Caniac4ever
Confused about dryer sheets
- Joined
- Oct 17, 2014
- Messages
- 4
I have passed through here many times and have learned a great deal just reading and finding little things here and there that I can use. I'm at a place in my life now were I can start to do some saving/investing, so could use any advice anyone would have for me.
I recently paid off my loans and am debt free at 30. I own a reliable vehicle, rent a decent house for $650/month, and earn in the ballpark of $50k-$60k a year. My place of employment offers both a 403b plan and a 457b plan (no employer contribution) with the only options of having them through either Valic or Lincoln Financial. I have an emergency fund sitting in a Discover account earning 0.85% APY.
What would be the smart thing for me to do next? I'm not the smartest when it comes to investing and the like, but have done a fair amount of research and am slowly getting a grasp on some of it. However, I'm in need of some unbiased advice and by the looks of the posts on here, slipping over and signing up at my local Edward Jones isn't the smartest move. I am more than open to any suggestions on what and where to go from here... the more details the better!
I recently paid off my loans and am debt free at 30. I own a reliable vehicle, rent a decent house for $650/month, and earn in the ballpark of $50k-$60k a year. My place of employment offers both a 403b plan and a 457b plan (no employer contribution) with the only options of having them through either Valic or Lincoln Financial. I have an emergency fund sitting in a Discover account earning 0.85% APY.
What would be the smart thing for me to do next? I'm not the smartest when it comes to investing and the like, but have done a fair amount of research and am slowly getting a grasp on some of it. However, I'm in need of some unbiased advice and by the looks of the posts on here, slipping over and signing up at my local Edward Jones isn't the smartest move. I am more than open to any suggestions on what and where to go from here... the more details the better!