- Joined
- Sep 10, 2006
- Messages
- 4,071
A few questions:
1) Did you self-insure for dental issues after retirement? If so, how did you decide on a number to set? Our costs really have been minimal but the past few years I've needed more crowns. Do dental costs go up as you age?
2) If you did insure, do you have a company your recommend? Is there such a thing as "catastrophic" dental insurance? Is it worth it? I guess my biggest concern is if one of us ended up needing an implant or something like that. I read on this forum some have spent $10 - $15K on that kind of issue.
My gut tells me it is best to self-insure, but just trying to figure out how much to plan for. We have a friend who is a dentist, and he recommended we self-insure. He also advised us that dental costs for private pay vary widely from state to state. For example, Florida has higher costs. He has clients that drive back here to Alabama for dental work. It is definitely something to consider...
1) Did you self-insure for dental issues after retirement? If so, how did you decide on a number to set? Our costs really have been minimal but the past few years I've needed more crowns. Do dental costs go up as you age?
2) If you did insure, do you have a company your recommend? Is there such a thing as "catastrophic" dental insurance? Is it worth it? I guess my biggest concern is if one of us ended up needing an implant or something like that. I read on this forum some have spent $10 - $15K on that kind of issue.
My gut tells me it is best to self-insure, but just trying to figure out how much to plan for. We have a friend who is a dentist, and he recommended we self-insure. He also advised us that dental costs for private pay vary widely from state to state. For example, Florida has higher costs. He has clients that drive back here to Alabama for dental work. It is definitely something to consider...