What State to Get Health (ACA) Insurance From?

[reubenray]

I am selling my home in Louisiana and will move to Alabama. I have to sign up before I move, but I won't become a resident of Alabama until around the middle of the year. We will travel for a while to visit friends and family while the new house is being built.

How do I decide what state to get health insurance from? Of course I would like the cheapest option. Also can I switch from one state to another state mid-stream?

 

[travelover]

Moving is a "qualifying event" that allows you to change health care providers between enrollment periods.

 

[ziggy29]

Moving is a "qualifying event" that allows you to change health care providers between enrollment periods.

Yes, but only when moving out of a plan's service area, I believe. Just moving across town doesn't qualify.

 

[travelover]

Yes, but only when moving out of a plan's service area, I believe. Just moving across town doesn't qualify.

OP is moving from one state to another.

 

[Accidental Retiree]

We moved from NorCal to SoCal mid year 2014, and we made the change after we'd gotten into our new home. We kept the same insurer and the same plan.

 

[reubenray]

I found out that the Alabama individual plans are quite a bit cheaper plus better than the family plan of Louisiana and Alabama. We will be moving to Alabama at the first of the year.