I have only one bond fund available in my 401k. Its Pimco Total Return. Its been a very good fund long term but the past year its been pretty awful. I'm considering switching to Vanguard Intermediate-Term Bond fund (VBIIX), but I would have to move the bond portion of my AA to a taxable account and pay tax each year on the dividends. The 5 and 10 year returns of the funds are nearly identical but Pimco has stuck recently. Would you make this switch or not?