ERD50
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Is that really only the case where the surviving spouse would be relying on getting the benefit of the deceased spouse? That is, if the two spouses had relatively equal benefits then I'm not sure it really means as much to delay taking benefits for one spouse.
Yes, good point - I think you are correct. In my case, looks like DW benefit will be a little more than half of mine, so it is a partial factor.
-ERD50