I nagged my father into joining USAA (you have to be a veteran, but if you are, your children can get all the benefits too even after his death). I figured I'd utilize it to build up some credibility. He's 92 so it was important to not wait to do this - he's still okay mentally but no bets on how long that lasts at his age.
Sounds morbid, but if anyone has a parent who was a WWII vet or whatever, have the parent apply for usaa - they have to take out a policy of some sort (I am paying for it) to activate it. There are a lot of good benefits and once the vet has died... you can't activate it. If it's in place already, the children can get all the same benefits (low insurance theoretically although I think we are doing better with AAA).
Sounds morbid, but if anyone has a parent who was a WWII vet or whatever, have the parent apply for usaa - they have to take out a policy of some sort (I am paying for it) to activate it. There are a lot of good benefits and once the vet has died... you can't activate it. If it's in place already, the children can get all the same benefits (low insurance theoretically although I think we are doing better with AAA).