This is how first posts go: Hi everyone, I've been reading these threads for years, but decided to come in from the cold. I'm ?? years old and my DW/H is ??. My Megacorp 401k has $??, and my DW/H is $??. We both max it out every month to get the match from said Megacorp. Our taxable accounts have $?? in them, and the tax deferred accounts have $??. We have $?? in cash as an emergency fund. Our income is $?? and we save ??% of that. We will be drawing $?? of SS in ?? years, and $?? pension in $?? years. Our expenses are $?? per month. We are hoping to FIRE at age ?? with a SWR of ??. I want to thank you guys in advance for all the good advice I will get here.
Looking forward to getting to know all of you,
.
See, that wasn't so hard.
The amount you spend to live on is the MOST important number you will ever figure. You can not control what you make, but you can control what you spend. The DW and I had about $200K two years ago when I was 50. She is 60 now, and we have around $250-275K. That sounds small compared to most here, until I tell you we live on $30K a year with both of us working. That number will go down when she retires in three years. While at the same time her SS and pension will kick in. We will be almost FI by then, with savings of around $400K.
Raw numbers are just that.