The OMY syndrome is very tough for some of us. I think some need to feel security more than others (I happen to be one of those). And if you're saving at high rate, it is hard to let go of that security, when you see that after letting go, you're saving nothing. I remember trying rock climbing one time. I got to a point on a cliff face where I knew I would not be able to hold onto the rock after my next move...I would slip and fall. I was top-roped, so there was no danger in the situation, but I just could not make myself take the next step. I tried and tried, but I couldn't willingly lose control of the situation. I have a similar feeling about my job. Letting go and losing control has a powerful emotional effect on me. [Okay I've said it. Doctor, do you have something you can prescribe for me?]