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- Oct 13, 2010
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It's been typical, from what I've heard, that even when a megacorp no longer desires an employee's services, they get at least two weeks of continued treatment as an employee. The employee may get walked to the door, but still is "on the books" for a couple of weeks, meaning they still have the company health care. But as the megacorps have gotten meaner and leaner, I've heard of cases where they walk you to the door on a pay day and that's your last check.
Say that pay day was the 16th of the month, and you are made aware that is your last paycheck, also on that day.
You run right home and, now that the healthcare.gov site works perfectly (at this imaginary termination date in the future), sign up for a policy. You don't want the COBRA coverage since it's too expensive, and if you get on that treadmill, you can't get off it until it runs out or you hit an open enrolment period (according to ACA rules, as I understand them).
So is it true that you will be without insurance coverage for the rest of the month, plus the entire next month? This would be due to missing the mid-month payment for the policy, and all policies start on the first of the month.
Although the gap is less than 60 days, it's still 45 days where you may need to go to the doctor, or have an ongoing treatment continued. What does the ACA law say about this situation, if anthing?
Say that pay day was the 16th of the month, and you are made aware that is your last paycheck, also on that day.
You run right home and, now that the healthcare.gov site works perfectly (at this imaginary termination date in the future), sign up for a policy. You don't want the COBRA coverage since it's too expensive, and if you get on that treadmill, you can't get off it until it runs out or you hit an open enrolment period (according to ACA rules, as I understand them).
So is it true that you will be without insurance coverage for the rest of the month, plus the entire next month? This would be due to missing the mid-month payment for the policy, and all policies start on the first of the month.
Although the gap is less than 60 days, it's still 45 days where you may need to go to the doctor, or have an ongoing treatment continued. What does the ACA law say about this situation, if anthing?