I used the SS estimator on the SS gov site (link at bottom) to run different scenarios for how much I should expect if I take SS at 62, 67 or 70..... Since I ER'ed at 49 I was able to run different scenarios for not working at all until 67 or doing part time work during this timeframe. I was shock to see that there was not a big difference between what I would get at age 67 if I continue to work at my high paid salary at Megacorp vs not working at all. It said I would get (today's dollars) $2,633/month if I worked up to 67 and $2,195/month if I do not work ever again.... I guess I have paid enough into SS and I have earned enough credits. It was a no brainer for me.. work 17 more years at high stress Megacorp and get $438 more a month... I do not think so... My ER plan is not counting on SS for success and when I do run scenarios using SS benefits in the various Retirement tools I use age 67 and I also take a 25% haircut in the benefits since SS is on track to only be able to payout 75% in around 2031....
NOTE: You will have to provide your SS number on this site so it can access what you have paid into the SS program. So if you are not comfortable doing that online then I think they have a tool you can down load on your PC and you will have to enter all the data in yourself to run the tool...
Retirement Estimator