I have used Schwab for my margin account and IRA's for years. I have an acct at OptionsXpress (now part of Schwab) that I use for options trading.
As I have gotten older (67) I have thought that maybe someone else could do a better job making investment decisions than me. I recently spoke with Schwab and they recommend their Private Client Program. I was comfortable with that idea until I found a couple of online forums that were very critical of the program. I am now getting cold feet.
I have a good acct balance, still self employed with good income, plenty of life insurance, paid up long term care insurance and only debt is small mortgage on 2nd home. I'm very conservative in my investing and am probably 70% in cash (not good in 2013). The stocks I own are dividend stocks with long history of dividend increases.
My question simply is, what would you advise me to consider?
Many thanks!
As I have gotten older (67) I have thought that maybe someone else could do a better job making investment decisions than me. I recently spoke with Schwab and they recommend their Private Client Program. I was comfortable with that idea until I found a couple of online forums that were very critical of the program. I am now getting cold feet.
I have a good acct balance, still self employed with good income, plenty of life insurance, paid up long term care insurance and only debt is small mortgage on 2nd home. I'm very conservative in my investing and am probably 70% in cash (not good in 2013). The stocks I own are dividend stocks with long history of dividend increases.
My question simply is, what would you advise me to consider?
Many thanks!