WinterHaven
Dryer sheet wannabe
Hi, from sunny (for now) Georgia..
I've been reading a bit here and there and this place is such an inspiration to read all of the success and the hope and the dedication. I'm 44, btw. I'm in a very frustrating w*rkplace that has been contracting for a few years.. To the point where they have let quite a few K's of people go, thus constricting a lot of work until far less people.
That's led me here where I've been inspired.. I'm beginning to keep a much closer track of my budgetary and discretionary spending so I can determine my ER timeframe...
Currently, DW and I have just over $2M in accrued investment and retirement assets with about 700K in IRAs/401K and the rest in investment accounts. Our house is paid for and including some investment properties (farm and rentals), our Net worth is closing in on 2.8M. I have four vehicles, all paid for and one which I'll sell the day I quit work (An older German vehicle which still gets 27 MPG, my commute car).
We had one daughter graduate from college last week (phew!) and the other graduates HS this week.. The younger's education expenses are set and are separate than above. Youngest DD will also be taking my 4th car under her name (and one less insurance payment for me!) once she strikes out on her own in a year.. Oldest DD will be looking for a job and I hope she gets married soon..
I think my and DW's biggest fear of me retiring early is the health insurance aspect. I'm sure I'll be reading many of the threads on here about that in the future weeks/months...
So, in essence, I'm looking forward to reading on everyone's successes going forward! And to also posting mine!
-WH
I've been reading a bit here and there and this place is such an inspiration to read all of the success and the hope and the dedication. I'm 44, btw. I'm in a very frustrating w*rkplace that has been contracting for a few years.. To the point where they have let quite a few K's of people go, thus constricting a lot of work until far less people.
That's led me here where I've been inspired.. I'm beginning to keep a much closer track of my budgetary and discretionary spending so I can determine my ER timeframe...
Currently, DW and I have just over $2M in accrued investment and retirement assets with about 700K in IRAs/401K and the rest in investment accounts. Our house is paid for and including some investment properties (farm and rentals), our Net worth is closing in on 2.8M. I have four vehicles, all paid for and one which I'll sell the day I quit work (An older German vehicle which still gets 27 MPG, my commute car).
We had one daughter graduate from college last week (phew!) and the other graduates HS this week.. The younger's education expenses are set and are separate than above. Youngest DD will also be taking my 4th car under her name (and one less insurance payment for me!) once she strikes out on her own in a year.. Oldest DD will be looking for a job and I hope she gets married soon..
I think my and DW's biggest fear of me retiring early is the health insurance aspect. I'm sure I'll be reading many of the threads on here about that in the future weeks/months...
So, in essence, I'm looking forward to reading on everyone's successes going forward! And to also posting mine!
-WH