Hi Folks,
Well I never thought it would happen to me, but I am having a huge bout of doubts and OMY syndrome. All the tools say we are good to go, withdrawal rate will average 2.3% (assuming 1% real growth, 66% social security) and I have us living to 100 (har har). I am 47 and DW is 49. Basically I am freaking out over do we have enough, and what if <blah blah>, and will I get bored. I know my skills are going to get rusty fast and although I despise my job, it pays well and most days it is quite tolerable. So, I struggle with working a few more years to add to the stockpile versus getting out now. If I get out now, I have projects and hobbies to keep me busy. But in the back of my mind, I am scared that I might get bored. I am a teleworker, and any employment I could find locally is going to be for a small fraction of what I currently make. So, there is this tug-of-war going on in my head between being free & seeing what happens, versus the safety of the current situation. But if I don't go now, when will I go? I doubt my BS bucket will ever get full. I am a black-belt in ignoring BS. This is really driving me nuts. Has anyone else gone through this? If so, any tips?
Well I never thought it would happen to me, but I am having a huge bout of doubts and OMY syndrome. All the tools say we are good to go, withdrawal rate will average 2.3% (assuming 1% real growth, 66% social security) and I have us living to 100 (har har). I am 47 and DW is 49. Basically I am freaking out over do we have enough, and what if <blah blah>, and will I get bored. I know my skills are going to get rusty fast and although I despise my job, it pays well and most days it is quite tolerable. So, I struggle with working a few more years to add to the stockpile versus getting out now. If I get out now, I have projects and hobbies to keep me busy. But in the back of my mind, I am scared that I might get bored. I am a teleworker, and any employment I could find locally is going to be for a small fraction of what I currently make. So, there is this tug-of-war going on in my head between being free & seeing what happens, versus the safety of the current situation. But if I don't go now, when will I go? I doubt my BS bucket will ever get full. I am a black-belt in ignoring BS. This is really driving me nuts. Has anyone else gone through this? If so, any tips?
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