Now that I have introduced myself in the “Hi I am…” forum, here is my money problem.
My wife of ten years has been a hard working, financially responsible partner. She has a secure computer engineer job with the state. We live comfortably, having a paid off home and rental income. I downshifted from a meat grinder tech job to teaching. My life is all about LBYM and invest for the long term. I choose to live simple, focused and be a lone-wolf investor. But I am finding we are drifting further apart on the money front.
DW is never a DIY’er, she longs to be part of the group. Over the years, I had to be the bad cop to keep her from being sucked in to various MLM schemes. There were vitamins, herbal supplements, antioxidants pills. Every slide they show us, I see only a pyramid. I have been a bit heavy handed and apparently it shows because I am shunned by these friends. It is nonsense. One of the benefit were group cruises that we can join. #%&K, I’d rather be overboard with sharks. We had several big fights over MLM.
While I am frugal, I am not cheap. We bought way too big a house for the two of us, 3000+ sf and pool. That is what she wanted, I am ok with it. Kids don’t live with us. She drives a 2 year new hybrid. I have many toys that I don’t have time for, kayaks, car project, 3d printer, tablet phone.
Here is where things are taking a more sinister turn. DW, through social media, has hook up with old class mates to join a guru investment group based in China. Everything reek of a scam. High initial investment $, unreal rate return, zero transparency, no accountability, unverifiable record. All based on trust. Of course, the circle of friends on the social media have stellar reputations, in her mind. I tell her they are shills and fools. Nothing this good comes knocking. But my words are tuned out, we just argue.
I have come to realize, whatever I am doing is not working. It is up to me to change and adapt. So part of me come to accept it, ie. if we lose a new car, so be it. Some lessons are expensive. A divorce cost more.
What would you do?
My wife of ten years has been a hard working, financially responsible partner. She has a secure computer engineer job with the state. We live comfortably, having a paid off home and rental income. I downshifted from a meat grinder tech job to teaching. My life is all about LBYM and invest for the long term. I choose to live simple, focused and be a lone-wolf investor. But I am finding we are drifting further apart on the money front.
DW is never a DIY’er, she longs to be part of the group. Over the years, I had to be the bad cop to keep her from being sucked in to various MLM schemes. There were vitamins, herbal supplements, antioxidants pills. Every slide they show us, I see only a pyramid. I have been a bit heavy handed and apparently it shows because I am shunned by these friends. It is nonsense. One of the benefit were group cruises that we can join. #%&K, I’d rather be overboard with sharks. We had several big fights over MLM.
While I am frugal, I am not cheap. We bought way too big a house for the two of us, 3000+ sf and pool. That is what she wanted, I am ok with it. Kids don’t live with us. She drives a 2 year new hybrid. I have many toys that I don’t have time for, kayaks, car project, 3d printer, tablet phone.
Here is where things are taking a more sinister turn. DW, through social media, has hook up with old class mates to join a guru investment group based in China. Everything reek of a scam. High initial investment $, unreal rate return, zero transparency, no accountability, unverifiable record. All based on trust. Of course, the circle of friends on the social media have stellar reputations, in her mind. I tell her they are shills and fools. Nothing this good comes knocking. But my words are tuned out, we just argue.
I have come to realize, whatever I am doing is not working. It is up to me to change and adapt. So part of me come to accept it, ie. if we lose a new car, so be it. Some lessons are expensive. A divorce cost more.
What would you do?