Greencheese
Recycles dryer sheets
- Joined
- Oct 6, 2013
- Messages
- 265
Just out of curiosity, did a pension ever help determine what job you would take?
Currently searching for a new job and finding that there are tons of options in the finance field for someone who is 26 with the right degrees/certifications/experience. I've noticed that some companies are still offering pension/401k combo plans that do seem appealing. Most of my coworkers are still earning a pension at megacorp (new hires received additional 401k contributions instead) and they all state how great it is. I've spoken to a few people, including those who are financially savvy, and they believe going for the jobs with a pension is still the ideal situation to help build a buffer for more aggressive 401k investing. However I'm not sure how many of them are planning on retiring early which is why I'm here.
If I was looking at 2 jobs, say one with a 8% 401k match only or one with a 3% match plus a pension would either of those look more attractive to you? Either way I am planning on maxing my 401k and Roth IRA each year but this is something I've been pondering as potential job offers will likely be coming in the next couple of weeks if all goes well.
Currently searching for a new job and finding that there are tons of options in the finance field for someone who is 26 with the right degrees/certifications/experience. I've noticed that some companies are still offering pension/401k combo plans that do seem appealing. Most of my coworkers are still earning a pension at megacorp (new hires received additional 401k contributions instead) and they all state how great it is. I've spoken to a few people, including those who are financially savvy, and they believe going for the jobs with a pension is still the ideal situation to help build a buffer for more aggressive 401k investing. However I'm not sure how many of them are planning on retiring early which is why I'm here.
If I was looking at 2 jobs, say one with a 8% 401k match only or one with a 3% match plus a pension would either of those look more attractive to you? Either way I am planning on maxing my 401k and Roth IRA each year but this is something I've been pondering as potential job offers will likely be coming in the next couple of weeks if all goes well.