Global Wellington and Wellsley funds

[explanade]

Just got an email from Vanguard announcing these.

Real all-in-one approach that integrates global?



BTW anyone getting pestered to vote by VG? Emails and even a voice mail now.

 

[MichaelB]

Here's a recent thread on the new global funds http://www.early-retirement.org/for...-and-global-wellesley-income-funds-88199.html
[-]Does your email say they are open for business? [/-]

As for the proxy, I voted and am still getting pestered. What a pain ..

Edit to add - I just went to the Vanguard website and see they are open for business, effective today.

 

[socaldonnan]

I too voted and have been receiving emails, voice Mail along with receiving via U. S. postal.

 

[Alan]

I voted and haven’t been pestered with emails or other reminders.

DW didn’t vote and someone called her and she voted over the phone there and then. We don’t have a cell phone registered with Vanguard so can’t get text messages.

 

[Pilot2013]

There's now an article on Yahoo Finance about Vanguards push for the Proxy Votes. Something about a proposal that apparently is controversial. Imagine that.

 

[explanade]

Yeah I don't recall them pestering in previous years so maybe there's an "activist" shareholder demanding seats.

 

[explanade]

More on the vote:

https://www.cnbc.com/2017/09/19/reu...nvestors-to-pay-attention-for-proxy-vote.html

No fight but there is one outside proposal.

An additional proposal filed by activists calls on Vanguard to avoid shares in companies tied to genocide or human rights violations, reflecting how the infrequent meetings give internal critics a rare opportunity to speak up.

 

[Sunset]

We were pestered, BUT we have many brokerage accounts, and most of them have some Vanguard ETF/fund within them.
So I understood the pestering as one brokerage was very very slow in sending out the information, and the login was different than Vanguard. It was a mailed notice, so it was a legit different site for voting.

 

[DanP]

Well, agree on the voting extraordinary pestering (but they don't have our phone #)

But can we get back on the thread topic, I for one am excited about the offering.

 

[Skeptic]

Anyone got an opinion about the subject, "Global Wellington and Wellsley funds"?

- Skeptic

 

[gcgang]

Sounds like a great chance to get in on the ground floor of an exceptional opportunity.

Step right up.

Everyone's a winner, bargains galore. Act now, don't delay, the only investment you'll ever need. It's new, it's improved, it's old fashioned. Receive our free brochure.

C'mon, c'mon. Step right up. You got it buddy. The large print giveth, and the small print taketh away.

 

[foxfirev5]

These funds would only add complexity to my portfolio. I keep my equities and fixed separate which makes rebalancing a breeze. Furthermore there is nothing about the funds and their domestic counterparts that can not be duplicated.
I would need about 10 years of results before investing so I guess I'm not a potential investor anyhow.

 

[explanade]

I guess it sounds good on paper if you want to get some foreign exposure.

 

[Chuckanut]

My philosophy is always to wait a while and see what happens. I do that for just about anything from the last new phone I bought to upgrading the OS on my computers. Let the other guys be on the bleeding edge. Some people enjoy the bragging rights.

I doubt the fund will close to new investors in the next few weeks or months. As much as I respect and like Vanguard, it is a new fund and thus has no history to show how reliable and profitable it might be or might not be.

 

[Free bird]

Mr Obvious here. Its true these funds have no track record but if they are managed by the same Wellington people that manage the domestic funds which do have a long sucessful track record then history speaks for itself. But hey if your not shopping & looking for change then thats a different story.

 

[BarbWire]

I am planning my December rebalancing, and my portfolio is now lopsidely heavy in domestic equities, and has no international bonds.

I need to add more international stocks, and more bonds (foreign and domestic)

I already hold VG Total Intl Stock, Total Stock, and Total Bond in my non-tax-advantaged accounts. Would you just add some Total Intl Bond to those (and in what proportions) to mimic the Global W&W funds?

Or is there a balanced fund (not W&W) that has international exposure in equities and bonds? Perhaps a "fund of index funds" with lower ER than the Global W&W?

Thanks.

 

[Sue J]

I am planning my December rebalancing, and my portfolio is now lopsidely heavy in domestic equities, and has no international bonds.

I need to add more international stocks, and more bonds (foreign and domestic)

I already hold VG Total Intl Stock, Total Stock, and Total Bond in my non-tax-advantaged accounts. Would you just add some Total Intl Bond to those (and in what proportions) to mimic the Global W&W funds?

Or is there a balanced fund (not W&W) that has international exposure in equities and bonds? Perhaps a "fund of index funds" with lower ER than the Global W&W?

Thanks.

Have you looked at Vanguard's LifeStrategy Funds? There are 4 of them and they are different combinations of four index funds.

Vanguard Total Stock Market Index Fund Investor Shares
Vanguard Total Bond Market II Index Fund Investor Shares
Vanguard Total International Stock Index Fund Investor Shares
Vanguard Total International Bond Index Fund Investor Shares

The 4 LifeStrategy funds are -

Vanguard LifeStrategy Growth VASGX 80/20
Vanguard LifeStrategy Moderate Growth VSMGX 60/40
Vanguard LifeStrategy Conservative Growth VSCGX 40/60
Vanguard LifeStrategy Income VASIX 20/80

The expense ratios are small ( .12- .15) and you get domestic and international.

I think the LifeStrategy name makes these sound like target retirement funds but they are not.

 

[MichaelB]

Here's a link to a Vanguard Institutional Investors page that discusses these funds. A nugget from the interview - investors should expect a 65% overlap with the Wellington and Wellesley funds. https://institutional.vanguard.com/...ommentary/article/VideoNewGlobalBalancedFunds

 

[ears20]

Sounds like a great chance to get in on the ground floor of an exceptional opportunity.

Step right up.

Everyone's a winner, bargains galore. Act now, don't delay, the only investment you'll ever need. It's new, it's improved, it's old fashioned. Receive our free brochure.

C'mon, c'mon. Step right up. You got it buddy. The large print giveth, and the small print taketh away.

A Tom Waits reference - well played!

 

[yakers]

I'm in for the Globsl Wellington fund, they are holding my $ and will began the fund Nov2nd. Its a risk I am willing to take. I expect VG will manage bonds and foreign stocks better than I can.

 

[dtbach]

I'm in for the Globsl Wellington fund, they are holding my $ and will began the fund Nov2nd. Its a risk I am willing to take. I expect VG will manage bonds and foreign stocks better than I can.

+1

 

[limeyx]

I'm in for the Globsl Wellington fund, they are holding my $ and will began the fund Nov2nd. Its a risk I am willing to take. I expect VG will manage bonds and foreign stocks better than I can.

I went in some for both funds. Partly I think for the "I invested in the fund on day 1" bragging rights.

Anyone can manage my stocks and bonds better than me, which is why I invest in funds and not stocks directly !

 

[Ed B]

Time will tell if it is a wise move but I am moving some from VOOG, which has done great, to VGWAX.

I am almost 100% in US equities and bonds (bonds thru VWIAX and VBIAX) and have been considering some cautious foreign exposure. I still have a significant amount in domestic growth funds along with VBIAX and about 4% in Megacorp stock, which has also done GREAT. I am about to sell the Megacorp stock and probably move it to either Wellesley or VGWAX as I get closer to ER. I will study that some more before making that decision.

P.S. All these funds are in tax differed 401K.

 

[Happyras]

I bought in on VGWAX on the 31st, a bit early, as I expected it to invest on the 1st, my error, it was stated as the 2nd. However, at closed on the 3rd there is no change in valuation.

Anyone else curious why?

Could we have been better off waiting rather than sitting in cash mm with the fund on hold? I sold most VG foreign equity and bond positions to buy in to this fund as well as VWIAX and would have been better off on Friday had I held them these past few days, and bought VGWAX on the 6th. Of course it could have been worse. I understand we won't have any report from VG on fund assets until after the end of Nov, but it would be nice to know at least if they are actively investing or sitting in cash with our $$.

 

[pn3069]

I got into both funds primarily for the bragging rights of being in funds from day 1.