RachaelandtheGoose
Dryer sheet wannabe
- Joined
- Mar 28, 2018
- Messages
- 23
Hi Everyone! I'm Rachael. DH and I have been pursuing FI for about 2 years. 4 years to go. we've been following the big name FI bloggers for a while, but are finding that the hype is getting a bit stale. I've been scoping out these forums for a while and really find the real conversations with real retirees much more refreshing and useful.
DH and I will be celebrating our 10 year anniversary this year. The day after we were married, life threw a curve ball at us in the form of a chronic health condition (on my part) that basically made life miserable until I found an effective treatment last year. Trying to pay off our house was one of the positive things I could focus on during the worst years, and after that we sort of naturally fell into the FI journey. It's been a lifesaver for us to have something positive to focus on as a team and to come to believe that someday there will be more than what we call the "corporate spider dance." LOL! (Think the nervous male black widow spider mating dance).
He's a grown up Eagle Scout who loves to camp and canoe. I'm a homebody who loves to play piano, cook and write. I'm obsessed with old houses. We both love dogs, especially basset hounds. No plans for kids.
Current NW (including house): $775K
Approximate projected NW by target date: $1.2m to 1.3m
We are currently using all our vacation days to scout for appealing, affordable small towns in the midwest where we could put down new roots.
Whether life and the markets give us our expected number at the expected time, by May 2022 (coincidentally DH's 40th birthday), we're committed to taking a year off from work and figuring out what life has to offer us. If it's just sleeping in and taking lots of hikes, we're kind of OK with that at this point.
Would love to talk to other who have or plan to retire in their early 40s, and anyone making it work with a 3.5-4% SWR. Or anyone else who wants to say hi!
DH and I will be celebrating our 10 year anniversary this year. The day after we were married, life threw a curve ball at us in the form of a chronic health condition (on my part) that basically made life miserable until I found an effective treatment last year. Trying to pay off our house was one of the positive things I could focus on during the worst years, and after that we sort of naturally fell into the FI journey. It's been a lifesaver for us to have something positive to focus on as a team and to come to believe that someday there will be more than what we call the "corporate spider dance." LOL! (Think the nervous male black widow spider mating dance).
He's a grown up Eagle Scout who loves to camp and canoe. I'm a homebody who loves to play piano, cook and write. I'm obsessed with old houses. We both love dogs, especially basset hounds. No plans for kids.
Current NW (including house): $775K
Approximate projected NW by target date: $1.2m to 1.3m
We are currently using all our vacation days to scout for appealing, affordable small towns in the midwest where we could put down new roots.
Whether life and the markets give us our expected number at the expected time, by May 2022 (coincidentally DH's 40th birthday), we're committed to taking a year off from work and figuring out what life has to offer us. If it's just sleeping in and taking lots of hikes, we're kind of OK with that at this point.
Would love to talk to other who have or plan to retire in their early 40s, and anyone making it work with a 3.5-4% SWR. Or anyone else who wants to say hi!