I have a "good" problem to have I guess. After 35+ years of LBYM and living good but not extravagant, we will soon be having a great deal more discretionary income. But when I suggest cruises, re-modeling, travel, DW seems to think we can't afford it.
My kids are done with college this year which will mean we don't have to pay $20K/yr in tuition, DW will be taking SS (and I will file restricted) which will bring in another $19K/yr. In 2 years, the mortgage is paid off which lets another $14K/yr fall to the bottom line, and then one year after that I start SS which will add another $28K/yr.
So like this is A LOT of discretionary income (at least for me) and even though I want to leave some for the kids, I think we can up our spending without risking anything.
What can I say or do to nudge DW into loosening the purse strings?
My kids are done with college this year which will mean we don't have to pay $20K/yr in tuition, DW will be taking SS (and I will file restricted) which will bring in another $19K/yr. In 2 years, the mortgage is paid off which lets another $14K/yr fall to the bottom line, and then one year after that I start SS which will add another $28K/yr.
So like this is A LOT of discretionary income (at least for me) and even though I want to leave some for the kids, I think we can up our spending without risking anything.
What can I say or do to nudge DW into loosening the purse strings?