I have one! I haven’t used it yet in the wild just tested around the house.
I have a solar powered one. It literally saved my ass once.
I have one! I haven’t used it yet in the wild just tested around the house.
Yeah Baby!
All those years of self denial are over. Done. Gone with the wind like my job!
Now it's time for a little self indulgence -
Lobster Fettuccine Alfredo (with fresh Maine lobster) for supper tonight!
We are in this boat but being 81 we spend but will be careful, it has served us well and and big concern is we do not have LT care insurance.Precisely. A million bucks in the portfolio will generate $40k per year pre-tax. Add in another $40k for two social security checks and you're talking $80k per year pre-tax, so maybe $65-70k per year after tax. That's a very middle class life, at least around here. If the house is paid for, you probably can take one cruise or foreign vacation per year and buy a new, sensible car every 5 years or so. But that's about it.
My wife and I have been doing this for the last 30+ years (even the "no questions asked") ever since we were married only not quite so much each month. It makes giving gifts to each other more meaningful if we have to use our allowance for spending on the other instead of dipping into a joint account.DW and I are fortunate enough to be able to give ourselves a monthly allowance beyond bills. The allowance is $2000/month each. This is a "no questions asked" spend as you like allowance. It has really freed up any Fear/guilt of "Blow That Dough'.
The allowance was based off a monthly budget we calculated from a withdrawal rate that we feel safe and comfortable with. Lol, my conservative nature still likes to save that monthly allowance. Have it built to $18k right now!
My wife and I have been doing this for the last 30+ years (even the "no questions asked") ever since we were married only not quite so much each month. It makes giving gifts to each other more meaningful if we have to use our allowance for spending on the other instead of dipping into a joint account.
Worked well for us too.
Cheers!
We struggle with the idea "is it worth it?
Is a $250/night room better than a $200/night room? Then again, we spent $50K+ for a remodel in our house and didn't think twice about it.
We don't skimp on hotels either. We're going out to Grand Tetons and Yellowstone later this week. We're staying at Jackson Lake Lodge, Old Faithful Inn and Yellowstone Lake Hotel. Expensive, but well worth it to be right there in the park. For the same reason, when we went to Machu Picchu, we stayed at the Sanctuary Lodge right outside the gate, instead of down in the valley.
I made the reservations for Old Faithful Inn and Yellowstone Lake Hotel on May 1, 2018 and for Jackson Lake Lodge on October 1, 2018, which were the first days you could make 2019 reservations for each.
I like looking for bargains.
A lot of people view that only as being miserly, but to me the "looking" process is educational. I learn about things to do or cook or etc. that I simply would never have learned about otherwise.