DD is mid-20s. Changed jobs, $2.7k in old employer 401k. Previous employer rolled her 401k into a Vanguard tIRA.
She used a 2060 retirement date fund at previous 401k.
I looked around on VG website and their 2060 target date fund had 36% Intl fund inclusion - too much Intl.
I'm thinking 75% VTI, 20% VXUS, 5% BND.
Does this sound reasonable?
She is now eligible for the new company 401k (Blackrock funds). For now I intend to use the same allocation with the new 401k.
Would appreciate any feedback.
She used a 2060 retirement date fund at previous 401k.
I looked around on VG website and their 2060 target date fund had 36% Intl fund inclusion - too much Intl.
I'm thinking 75% VTI, 20% VXUS, 5% BND.
Does this sound reasonable?
She is now eligible for the new company 401k (Blackrock funds). For now I intend to use the same allocation with the new 401k.
Would appreciate any feedback.