Knowing when to call it quits is sort of like pornography.... it's hard to describe but you know it when you see it.
Good advice, you'll know it when you see it.
I retired at 54, took about 20 minutes to adjust to retirement, never looked back, never regretted my decision.
At the time my kids were 7, 11, and 17. They, my wife, and I got to do some travels and adventures and create some precious memories. I got to spend my early retirement driving kids to and back from school, and boy did my wife appreciate that time in our life, as she had been a stay at home mom, and the kids and driving to school and back had been a big part of her daily life for years.
Later, after kids were in (or out) of college, wife and I got to do some trip on our own, including a couple trips to Europe, and a couple cross country drives to visit one kid or the other. I look back fondly on those 20 years of retirement fondly. And now, more than fondly.
No, I never once even had an inkling of regret for having retired at 54.
As my wife passed away la