Yes, more than once, but I don't use the house we intend to live in as a retirement asset. Without that being counted, we still make the grade for this poll more than once. But at the age I plan to retire and with the running costs we have I can't see retiring with less than 3-3.5. With any less, we would have to give up the McMansion, which we both really enjoy, is paid for, and was designed by us to be a long term retirement home.
On the topic of leaving an inheritance:
My folks are not so rich, but will likely leave behind a good chunk when they pass. Frankly I hope they use everything but enough for final expenses, but that's not likely to happen. They like to save for rainy days, but they really are happy with the way that they live, so I am happy for them.
My folks plan to leave each of the four of us siblings an equal share. Fine by me, although we won't need anything to be OK ourselves. My sis will need help, but she will also need to be fed the money in periodic payments, because she is totally irresponsible with money, and it would be gone before my folks caskets hit the bottom of the grave, figuratively speaking, and she would have nothing to show for it. Dad has asked me to be the executor and trustee for what he leaves for her, and I have agreed, so long as it is stipulated properly in his will, and that he and mom inform her of what their intent is. Sis is always complaining about how "unfair" it is that we have money and she doesn't, and cannot seem to take responsibility for her own decisions, financial or otherwise. My only worry about this is that she will feel like she is being cheated out of her money by me. Anyone have any ideas about how to handle it so she has no way to think she is being cheated?
R