As usual, I am different. (Just look at my profile, if you don't believe that). I love dressy clothes and jewelry, and like to wear tailored suits with elegant lapel pins. When I do, it feels like I am making the most of myself.
Yes, I also love wearing jeans, shorts, and sleeveless tops, but still, I find it kind of depressing that once I retire, I'll have to dress casual year-round since the only places people dress well nowadays are work and possibly church. I don't want to feel out of place by over-dressing, but I also dislike the thought of going to seed. There ought to be a middle ground for those who want one.
(This does not keep me from wanting to retire as soon as practical, though!!)
Amethyst