Recent content by 5971

End of year update. The market has been down slightly over the last 6 months since I last posted.:( Our net worth is just over 2.5 Mil at this point. 529/UTMAs are about 75% funded at this point. Nothing really groundbreaking over the last 6 months. In the spring we will need to find a new...

Quarterly update I just realized that I missed last quarters update??? Anyways, we continue to truck along without any major hiccups. MINT.com has us rapidly approaching a net worth of 2.5 M (2.0 M without the equity in our primary home). We should be on pace to surpass 3.0 M by our FIRE...

I would take that severance and run...in a heartbeat. You are essentially getting a free 1.5 years of your life paid for while not working. Worst case scenario, you get another job or a part time gig, but I imagine you'll find someway to live on a sub 4% withdrawal rate -- kudos for being a...

Nothing too interesting this last quarter, which i guess is good. Mint has us with a net worth around 2.2 million. I'm hoping to hit our next milestone, 2.5 million, by mid 2016. The 2.5 mil number has always been the FI number I've traditionally kept in my head (4% WR = 100k). Now I know...

Thanks for the responses Darly and NorCal. This last quarter was somewhat blah. We had filed a tax extension in April for various reasons and I was expecting a return, but we actually ending up owing some instead. In addition, we lost a renter for a few months and spent that time and some...

Quick quarterly update. We had some unexpected medical expenses and a big expensive vacation this quarter so we saved less than usual. The markets, however, have been very kind to the retirement accounts (now >$520k). Our mortgages are down to under $250k. We are moving along as expected...

Your expenses seem pretty reasonable and well below your means. Congrats on getting such a great early start! You are light years ahead of most 30 year olds I know.

I think you are beyond the AGI limits for a Roth IRA, unless you are referring to a backdoor roth

Has anyone discussed what your yearly expenses are? That's probably the most important number. That being said would agree with paying off the student loan debt ASAP

Quarterly update. According to MINT we are teetering at $2M net worth depending on where the market is at. Retirement accounts - 475k Cash and non RA - 600k Rental properties - 450k I missed out on the PenFed 3% cd offer unfortunately, but I was able to purchase extra shares of VTI when it...

Congrats. You are well on your way.

Over $5 mil in assets and a wife who still works. Sounds pretty sweet! If it were me I wouldn't hesitate to pull the trigger.

Thanks for the replies. After thinking about this for some time, I've decided that if we get to around $125k in the 529 plan then that will be sufficient to keep our son out of substantial debt and I will likely stop contributions. If his schooling costs significantly more than that, then the...

Quick update. We did finally obtain a PenFed 5 yr HEL for one of our rentals. There was some snag for our primary home and I have decided just to pay that mortgage down over the next few years (we owe less than 150k at this point). RA - 425k Non RA and cash 575k Tallying up our expenses for...

Agreed. Zillow is just what Mint.com uses.