Recent content by 67walkon

We were in the same home for 33 years. Built it, raised kids there and loved it. But, the maintenance became a problem. We sold it last year and just missed the peak of the seller’s market for Florida waterfront homes. We exceeded the $500,000. We kept almost every receipt for capital type...

This hits home. Until I was almost 73, I wasn’t on any meds and was super active. I had a weird bp issue and they put me on bp meds. Everything has gone to hell since. I just turned 74. I’ve seen more doctors this past year than in the rest of my life. I can’t exercise like I always have...

Ronin, I got on the bike for a short ride today. I’d done some riding on a smart trainer but not much. It felt great but even modest hills felt like killers. I lost a lot of strength and stamina. But, the hip felt great. Just keep working at it slowly and see how it goes.

Ronin, I fractured my acetabulum 14 years ago. The head of my femur was also damaged and had an area of avn. 2 plates and 9 screws put it back together. I was in a wheelchair for 8 weeks. They couldn’t do a hip replacement then because of the damage to the socket. I was back on the bike at...

I try to get the test results and scan them into my computer. It makes it easy to compare year to year and to help new doctors.

We bought a Hyundai 5 years ago. I negotiated a price first and then told them I would pay cash. The sales guy said he had to let the finance guy talk to us. I blew him off but then he said Hyundai would give me a $6,000 incentive to lease. I asked to see the lease and it had no prepayment...

I'm 73. Started wearing hard contacts at age 14. Due to an eye injury, I had an implant lens in one eye about 35 years ago and then the other eye a few years later. They didn't get it perfect and I still need some correction. I still wear the gas permeable contacts but not all the time. If...

I have a 13 year old tankless gas unit in a 2d home. I love it. I flush it once a year to clean out deposits. Works like a charm. If my primary home had gas, I would install one here. Go for it!

Read!

My rmd goes almost 100% to faith based charities. On the other assets, when we need money, we withdraw it. Its less than 4% most years, but if its more than 4%, who cares? I'm 72, been retired 10 years and there's no way we run out of money unless the government confiscates every thing. Just...

We're paying less than half a percent of our holdings in fees. Your fees are pretty high.

After almost 10 years of retirement, I'm comfortable with a higher percent of equities. Years ago, I tried to build a portfolio on tax free mini bonds that were paying 5% or a little more. I calculated that a 4% tax free return was more than enough to support us well in retirement. And that...

Wal-Mart sells a "geeni" WiFi camera for about $30. I ordered 2 more of them for about $55 for the pair. The app is simple, it has sound, motion alerts, 1080 video. Its cheap and simple.

Congrats. I retired at 63 too and while that isn't as early as some, it is much earlier than most. 9 years later, its still fantastic. I don't have any pensions, not does my wife, but we have adequate savings to maintain a comfortable life style with two homes and we've been to Europe twice...

A lack of schedule is wonderful. Even so, my wife and I have developed a routine in our 9 years of retirement. We both read the Bible almost every morning. We exercise almost every days walking, gym time, etc. 3 days or occasionally 4, I ride my bike for 30-35 miles. We nap most days and...