Recent content by albireo13

I was married for 16 yrs but, my wife passed away awhile back from cancer. I had 3 children to take care of. For better or worse I had a bunch of married women in the town going after me. One of them offered me $1M. I admit that I was no catch. In any case I avoided all that and went with...

I started again, against my better judgement. I was on my high school golf team so I know how to play golf. I had also golfed for years afterwards. I was good but, not great. Anyway, I got tired of the old man "get off my lawn" culture with golf and stopped for a few decades. A few years...

If they respond complaining about your terms, just reply " that is unfortunate" and leave them thinking.

I like turtles.

19% ugh

Dang youngbloods!!

Wow. I spent a lot of time playing with the settings on the PW too. Maybe it was defective.

I bought a Paperwhite about 1-2 years ago. I wanted a nice ereader and heard great things about it. I was very disappointed. It was dog slow. It would take seconds to flip the page and downloading a book took forever. It also was slow starting up each time. I just sold it used for a song...

I get a hiker’s high hiking up mountains. Good cardio workout with less wear on joints. With 1 artificial hip, I gave up running years ago. I traded miles on the pavement for miles on forest trails. I am not complaining.

It depends on a lot of things. Would your retirement budget support a mortgage payment in the cash flow? What rate can you get on the mortgage? How big a nest egg do you want leftover in retirement? We were lucky to have a low mortgage rate, 2.625% fixed with a sizable balance. We have run...

To me, I always calculate it as. Total net Fed taxes paid/Total gross income. Income includes all sources of income.

Ok. Thanks

I was just thinking … I have my nest egg currently in tIRA funds. I am 68 yo and retired. DW is 4 yrs younger and same with her savings. If we both suddenly pass away in a car crash how does the estate manage the tIRAs? We have 5 children and our will has our assets to be divided equally...

which fund is that?

I would take the mortgage and see how the rates go. You will have the option of refinancing if the rates drop. We did that 4 yrs ago ... took on a healthy mortgage on our new home. The rates dropped a few years later and we refinanced at 2.625% fixed. We were fortunate.