Recent content by ArkTinkerer

I'm specifically asking for HSA qualified plans. I don't think any of those you listed would qualify. But then I'm talking to insurance salespeople on the telephone. Not sure they are the most knowledgeable or able to do anything other than follow a computer prompted script. This is similar...

Doesn't say just marketplace on the HHS website: " Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. They...

I thought the ACA stopped insurers from using pre-existing health conditions to block you from getting insurance. In looking for new insurance outside the marketplace it seems almost every agent has insurance you can only get if you don't have any pre-existing conditions. What changed? Is...

We had been doing the BCBS HSA health plans for the last few years but this year the numbers just didn't make sense. They were charging more for anything that was HSA qualified. Went with another plan that wasn't HSA but had slightly higher deductible. Cost was about $100 less per month. Not...

Been doing retirement things and so was off the forum for a while. Was considering this very issue and so came back to check this forum which has been an awesome source of info! More specific to this discussion-- One item not considered so far about the benefits of doing the conversions is...

A flash of the obvious! Heard from a sportscaster some years back.. "I think the team that scores the most points is going to win." :laugh:

I'm not sure my spending plans apply to the last few years. I am spending more due to protracted construction on my garage/shop but due to numerous outside incomes that were not planned we have yet to touch our retirement accounts. Instead we did use up the stock that was set aside for the...

They tried this at my clinic. I complained to the doctor. Had a problem next time I went in with them trying to demand a blood test. (Claimed it was required by the ACA. Never found any evidence of that being a rule.) Doctor overruled the front office. Last time was not an issue.

Unfortunately there are things I CAN'T do that with. Concrete truck had to be scheduled. I try and do as much as I can by myself but pouring 15+ yards of concrete is a bit much. The inspector shows at any point during a 4 hour window. Equipment rentals are by the day, if I'm late, I'm paying...

I confess to this being even more irritating than before. Of course, now the phone calls usually come when I am on a ladder, have my hands covered with paint, etc. I force myself to take a deep breath and remember it will go to voicemail and that I managed to live over half my life without a...

I don't know if it is increasing stress from other areas of life or just growing into a curmudgeon, but I find I am becoming increasingly hostile to any sort of scheduling involving dates/times. I feel most other people don't honor such commitments and I am left being the one to adjust to their...

For me, MMT at least posits a theory as to why we value paper $$ or electronic tallies of such. Not that I like it but it is the first step beyond emotions/habits left over from days when dollars were certificates for gold/silver. What makes a dollar valuable? At the very base of the system...

Oft copied text about how Opportunity Zone incentives work: "First, investors can defer tax on any prior gains invested in a Qualified Opportunity Fund (QOF) until the earlier of the date on which the investment in a QOF is sold or exchanged, or December 31, 2026. If the QOF investment is held...

Can this be done with a Roth? I know you can ask for them to withhold even though it is not suppose to be a taxable event. Odd I know, but just curious how far this can stretch! What about a regular stock sale from outside an IRA?

What about Ezetimibe (Zetia)? Non-statin based. Always was worried about liver damage from statins but thinking of using this.