Recent content by audreyh1

I also use Quicken. I prefer not to use an online tool.

Right, it’s the taxable income which is after the standard deduction or Schedule A deductions. So for MFJ the 2024 limit is $94,050 and that’s after subtracting the $29,200 standard deduction from your AGI. A little higher standard deduction if one or more of you is over 65. Sometime folks add...

Well I tell you, I just didn’t look back. I had so much to look forward to (travel for sure). I had scheduled a major trip a week after my retirement date and that worked out very well - I was busy getting ready for the trip and then really enjoying the trip and marveling about not having to...

One thing this video shows clearly is that the train (heading west) engines and front cars section is moving right along with the derailed cars left behind in a dust cloud. It’s also amazing that this pickup dashcam captured the Welcome to New Mexico sign just before the explosion. It just so...

Really sad stories!!

Well you still can, bit by bit.

Mutations keep cropping up.

We haven’t eliminated the last infectious plague!

I see the haphazard building outside our development (with HOA). Big mansions surrounded by tiny junky home lots. No thanks!

There have been many massive migrations in that area over the millennia. Just look at what happened after the western Roman Empire collapsed.

Interesting. It was that or another 26-week T-Bill which I already have plenty of, so basically a wash. It will be interesting. Interest rates have not come down as quickly as most people expected.

The Bronze Age collapse https://www.history.com/news/bronze-age-collapse-causes# https://en.m.wikipedia.org/wiki/Late_Bronze_Age_collapse

Index funds still pay out dividends (mostly qualified), usually a very small percentage, so these contribute to your AGI and reduce the amount for capital gains to stay within the 0% cap gains tax threshold. Over many years I’ve been reducing the managed funds in our taxable account as...

Apparently they did have the wheel in North America by 1500BCE just used it mostly for small things toys and such. Sounds like they lacked draft animals.

Good grief! It’s heating up here already. We could certainly use some rain.