Recent content by bclover

I still write checks. lol my HOA recently started charging a 1.7% fee for using a credit card or on line. which gets my goat, so I write them a check. there are a few charities I send checks to.

as a general rule I don't loan money. When I've done it with family and I don't get repaid it causes a problem. If I can help someone with money I can afford to give away I'll consider it.

I'm also not a fan of walmart but it's definitely not because of the workers. lol the "guest" in my local Walmart are really special. Now I avoid it because they converted 70% of the check out to the self scanners and there is always a line. sorry Joe q. public is simply not as efficient as...

Okay, I admit, I've not been following the bouncing ball on this one,( lol I live in Philadelphia and we're in the midst of a mayoral race). so what happens if we default especially to the stock market and such. apologies if this has been discussed ad nausem, I didn't find anything. should I...

fridge. I pull it out when I want it soft

Truthfully, I think it's a cold variation. Got my household to. I've been sniffing and coughing for about 2.5 weeks. No fever just upper respiratory symptoms and a cough. Good old fashioned Vicks vapor rub helps with the coughing Good luck, in fighting it also. Annoying to say the least

Happy Hump day gang, My older brother (65) developed tinnitus and he's really struggling 😢 especially with sleeping. His is a constant ringing. Of course he's seeing specialist but thought I'd ask if anyone had experience with it. I really want to steer him away from every supposed "cure" he...

Age 62 60/40 Except two years living cost, in stacked cds

Lol, kids....the gift that keeps on giving 🤣. I can't complain though, my parents bailed me out a time or two

absolutely would have been different. first of all most people don't know what they don't know. I've seen it way too often, heck I've know full fledged Md orthopedic surgeons (so not stupid people) that simply paid wazoos of taxes by hitting their 401k's way too early. yes, I would not have...

Not sure I'm actually understanding the question. When you say "have in hand", do you mean am I keeping a million dollars in a savings account at my credit union?? No. Do I have 6 months living expenses in a savings account? Yes. Can I easily transfer what I need within 2 days another yes...

And it wasn't just about where to invest, he also taught me the best withdrawal plans so as not to get taxed crazy and what would happened to my savings when I started depleting it by taking out huge chunks of cash (buying a beach house) I don't know a thing about taxes and no I'm not about to...

Not all financial advisors are crooks Listen, I used a financial advisor for 7 years after my husband died and I'm extremely glad I did and recommend him to my friends. I totally admit for 30 years my husband did the heavy lifting in investing, now don't get me wrong I saved like crazy in my...

I'm close to it, investments all st fidelity. PNC for mortgage (lol yes I retired with a mortgage) and a checking account. Capital one for a savings and checking.

Sorry the title is not more informative folks. I have a good friend who is 55 and for a variety of reasons does not have a lot of money saved. The usual life stuff including an hereditary illness that cost a crapload of medical bills and trying her own business that didn't pan out including a...